TDoS

The Tennessee Dept. of Safety is a joke. I paid my fines, paid my tickets, went to court, went to traffic school, blah-blah-blah-blah-blah and they still said I owed $65 a suspended my license. I called the Smyrna court clerk and she said TDoS was very bad at record keeping and causing alot of problems. She called TDoS and got it straightened out for me. i am so relieved. That's one more bit of stress off of me.

Suntrust and their many balances! They have an available balance which considers the amounts that have been held/swiped/soon to be charged on the customer's debit card. The collected balance is what is actually in the account. If your available balance dips below zero then you are hit with an insufficient funds charge. Now they say you can't use money more than once. in other words if you have an available balance of $50 and you use your card to purchase $35 in gas and then later $20 in pizza then they hit you for an INS/insufficient funds charge. Granted your collected balance aka actual funds in the account may be $220 at the time. Suntrust immediately deducts their INS fees even though the available balance is a negative $5 which means $170 of the collected (actual) balance which was promised to business before you bought the gas and pizza is suddenly short $32.00. Then if one of those previous debits "posts/clears" they hit you for another INS fee. A snowball effect then occurs. My point here is that Suntrust considers you to be wrong for originally going over your available balance by $5 and thus using that $5 more than once. They then use at least $32 that they originally promised to a business such as Walmart or Home Depot. How unethical of them! Do you follow?

If young girls say hollah and Mexicans say hola.... just forget it.